Summit Retirement Plan Consultants works with advisors, plan sponsors, and TPAs across the country. We are your trusted resource for expert plan design, administration and consulting.
With over 30 years of pension industry experience, we have acquired a reputation for responsiveness, creativity and complex problem-solving. Work with us and you’ll see the difference!!
Through our relationships with investment advisors, CPAs and TPAs, we help companies establish and maintain tax-efficient qualified retirement plans that allow them to build up substantial wealth for retirement while deferring taxation for many years.
Our knowledge of the qualified plan rules (IRC Sections 430 through 436) and our extensive experience working with the IRS and other regulatory bodies gives plan sponsors the assurance that their retirement plan will be a source of satisfaction and not an aggravation.
We do not sell investment advice or products.
Famed investor Warren Buffett once said “Price is what you pay, but value is what you get”. Value is what our clients and partners get from us every day – guaranteed. Our owners are personally and actively involved in working directly with our clients and business partners, and backing up the services they promise to deliver when plan sponsors engage our firm.
Many actuarial firms and TPAs are owned by private-equity firms who are focused on extracting the highest price from small businesses while delivering the absolute minimum level of service. That might be a good business model for your grocery store or lawn service, but not your retirement plan. There’s simply too much at stake!!
Confident Expertise
We understand the most complex provisions of the Internal Revenue Code and use that knowledge to build better retirement plans
We don’t charge for responding to phone calls or emails. Effective communication between our clients, advisors and our firm is an essential part of a successful plan relationship
We’ve worked with thousands of retirement plans over the last 30 years. Each one has been unique because every client’s needs are unique. We won’t put you in a cookie-cutter plan design
Consulting & Administration
- Cash Balance Plan Design
- Plan documents & Amendments
- Annual Plan Administration
- Nondiscrimination Testing
- IRS & PBGC Audits
- Plan Terminations
- Pension Administration/Call Center
- QDRO Administration
Michael M. Spickard
EA*, MSPA, CPC, QPA
Educational Background
1986 - 1990
University of Akron,
Bachelors of Science (BS),
Applied Mathematics
Michael M. Spickard is an Enrolled Actuary (EA) with over thirty years of experience working with qualified retirement plans. He is the Principal Consultant for all client plans. He served as the Director of DB Plan Services for Charles Schwab and Manage of Retirement Plans for BFGoodrich before starting his own firm in 1996, which was ultimately sold to CBIZ. Michael also served on the IRS Advisory Committee for Employee Plans for 3 years, gaining valuable insight into IRS personnel, processes and procedures. He has also served on the EA Actuarial Exam Writing Committee. Michael and his wife Penny are life-long Akron-area residents. They have four grown children and nine grandchildren.
Educational Background
2019 – Present
Summit Retirement Plan Consultants,
CEO / Consulting Actuary
2019 – Present
Summit Financial Partners,
Financial Advisor, Managing Member and CCO
2014 – 2019
CBIZ Retirement Plan Services, Executive Vice President
2010 – 2014
Tegrit Group,
CEO & Chief Consulting Actuary
1999 – 2010
Summit Retirement Plan Services,
CEO & Chief Consulting Actuary
1996 – 1999
BFGoodrich Company,
Manager – Retirement Plans
1990 – 1996
Charles Schwab,
Director of DB Plan Services
Professional Designations, Licensing & Exams
Series 65 – Uniform Investment Advisor Law Examination (2019)
*Enrolled Actuary – An Enrolled Actuary (or EA) is an actuary who has been licensed by a Joint Board of the Department of the Treasury and the Department of Labor to perform a variety of actuarial tasks required of defined benefit pension plans in the United States by the Employee Retirement Income Security Act of 1974 (ERISA). The Joint Board for the Enrolment of Actuaries administers examinations to prospective Enrolled Actuaries. These examinations encompass various topics including the theory of interest, annuities, and the Section of the Internal Revenue Code that pertain to qualified retirement plans. Once the examinations have been passed, and an individual has also obtained sufficient relevant professional experience, that individual becomes an Enrolled Actuary.
Todd A. Lewis
Educational Background
1989 - 1994
University of Akron,
Bachelors of Science (BS),
Computer Science
Todd A. Lewis has twenty-five years of experience in administering and programming computers. He graduated from the University of Akron with a BS in Computer Science. Todd was the IT director of a manufacturing company before starting Summit IT Solutions with a long-time friend. He has worked as an independent contractor in developing robust website and database solutions since selling his stake in the company.
He has always loved finance and serves on The Chapel’s finance committee while serving as a trustee. Todd and his wife Shananne met during college and have a lot of ties to the area. They have two kids and a ‘gentle giant’ Main Coon rescue cat named Puma.
Business Experience
2022 – Present
Summit Retirement Plan Consultants
2014 – Present
Matrix 301, ltd,
CEO
2000 – 2014
Summit IT Solutions,
CEO
1994 – 2000
Main Street Gourmet,
Network Administrator