Expert retirement plan consulting

Highly customized retirement plans, delivered with technical depth and responsive guidance.

Summit Retirement Plan Consultants partners with intermediaries, financial advisors, business owners, and organizations of every size for plan design, administration, and consulting that is precise, hands-on, and built around each client’s goals.

Financial advisor meeting with a client in a modern office

Trusted partner

Decades of retirement plan experience, applied with care and close attention.

Summit brings more than three decades of retirement plan experience to each engagement. The firm is known for solving complex plan issues, guiding thoughtful plan design decisions, and staying closely involved in the work from strategy through execution.

Clients work directly with senior leadership and benefit from a team that values clarity, accuracy, and responsiveness. That approach supports better outcomes for advisors, intermediaries, sponsors, and their participants.

We are independently focused and committed to delivering high-touch, expert service without competing priorities.

Financial analytics workspace with reports and laptop

Why Summit

Built for relationships that require precision, judgment, and responsiveness.

Deep Technical Expertise

Summit combines actuarial knowledge, regulatory understanding, and practical experience to address sophisticated retirement plan needs with confidence.

Responsive, High-Touch Service

Questions are addressed promptly, communication stays direct, and clients are supported by people who are actively involved in the work.

Customized Plan Design

Every organization has different priorities. Summit designs and administers plans that reflect those realities instead of relying on standardized templates.

Independent, Client-Focused Approach

Independent leadership supports objective recommendations, close accountability, and service shaped around long-term client interests.

Capabilities

Comprehensive consulting and administration for retirement plans.

Summit supports the full lifecycle of plan strategy, administration, compliance, and special projects. Services are structured to be easy to navigate while reflecting the depth behind the work.

Plan Design & Documentation

  • Cash Balance Plan Design
  • Plan Documents and Amendments

Administration & Compliance

  • Annual Plan Administration
  • Nondiscrimination Testing

Support for Complex Events

  • IRS and PBGC Audit Support
  • Plan Terminations

Operational Support

  • Pension Administration / Phone Support
  • QDRO Administration
Financial planning workspace with laptop, charts, and planning materials

Leadership and team

Experienced professionals with deep industry and operational knowledge.

The team combines actuarial leadership, technical infrastructure experience, and day-to-day plan administration support.

Michael M. Spickard

Michael M. Spickard

EA, MSPA, CPC, QPA

Michael M. Spickard is an Enrolled Actuary with more than thirty years of experience working with qualified retirement plans. As Principal Consultant for client plans, he brings extensive expertise in plan design, administration, and regulatory problem-solving.

Before founding his own firm in 1996, Michael served as Director of DB Plan Services for Charles Schwab and Manager of Retirement Plans for BFGoodrich. His firm was later sold to CBIZ, where he continued in executive leadership. He also served for three years on the IRS Advisory Committee for Employee Plans, providing valuable insight into IRS personnel, processes, and procedures, and served on the EA Actuarial Exam Writing Committee.

Michael and his wife Penny are lifelong Akron-area residents. They have four grown children and twelve grandchildren.

Education

1986–1990
The University of Akron
Bachelor of Science, Applied Mathematics

Career History

  • 2022–Present — Summit Retirement Plan Consultants, CEO / Consulting Actuary
  • 2019–2022 — Summit Financial Partners, Financial Advisor, Managing Member and CCO
  • 2014–2019 — CBIZ Retirement Plan Services, Executive Vice President
  • 2010–2014 — Tegrit Group, CEO & Chief Consulting Actuary
  • 1999–2010 — Summit Retirement Plan Services, CEO & Chief Consulting Actuary
  • 1996–1999 — BFGoodrich Company, Manager – Retirement Plans
  • 1990–1996 — Charles Schwab, Director of DB Plan Services
Todd A. Lewis

Todd A. Lewis

MBA

Todd A. Lewis has more than twenty-five years of experience in computer administration and programming. He brings strong systems thinking and operational discipline to Summit’s work, supporting the firm’s technology, efficiency, and infrastructure.

Todd graduated from The University of Akron with a Bachelor of Science in Computer Science and later earned a Master of Business Administration. He served as IT Director of a manufacturing company before co-founding Summit IT Solutions with a longtime friend. After selling his stake in that business, he continued working as an independent contractor, developing robust website and database solutions.

He has long maintained an active interest in finance and has served on The Chapel’s finance committee on multiple occasions while also acting as a trustee. Todd and his wife Shananne met during college, have strong ties to the area, and have two children both attending The Univeristy of Akron.

Education

2023–2024
The University of Akron
Master of Business Administration

1986–1990
The University of Akron
Bachelor of Science, Computer Science

Career History

  • 2019–Present — Summit Retirement Plan Consultants, Chief Efficiency Officer
  • 2014–Present — Matrix 301, Ltd, CEO
  • 2000–2014 — Summit IT Solutions, CEO
  • 1994–2000 — Main Street Gourmet, Network Administrator
Katie Bandodkar

Katie Bandodkar

Actuarial Analyst

Katie has nearly ten years of experience in retirement plan administration, working primarily with Cash Balance plans. In her role as an Actuarial Analyst, she works closely with the actuarial team on Cash Balance plan valuations, distributions, testing, and Form 5500 preparation.

Nancy Snyder

Nancy Snyder

Plan Analyst

Nancy has several years of experience in retirement plan administration, working with both 401(k) plans and Cash Balance plans. In her role as a Plan Analyst, she works regularly with plan administration and Form 5500 software, custodial platforms, and handles much of the transaction processing for Summit RPC.

Ready to connect

Expert guidance for retirement plans that deserve close attention.

Contact

Let’s talk.

Whether you are evaluating plan options, need experienced administrative support, or want a trusted resource for complex plan matters, Summit welcomes the conversation.

Phone

330-730-7432

Office

3137 Northview Rd
Uniontown, OH 44685